Due to the COVID-19 pandemic, our offices are closed however we are in communication electronically. Please send all benefit and eligibility queries to: administration@bpagroup.com and all claim inquiries to: claims@bpagroup.com Please ensure to include your full name, certificate number and reason for inquiry, all inquiries will be handled on a priority basis within 1 business day. Click here to read an important update from your Benefits Department.

Retirement Dates

Normal Retirement Date

A Member's Normal Retirement Date will be the first day of the month coincident with or next following the month in which he attains age sixty-five (65).

Early Retirement Date

At the request of a Member retirement may be effective anytime after the first day of the month following his fifty-fifth (55th) birthday provided he has retired from active employment both under the terms of the Collective Agreement and from the Employer.

Postponed Retirement Date

If a Member remains in the employment of an Employer beyond his Normal Retirement Date and, his Employer makes a Contribution on behalf of such service, the Member shall be entitled to retire on the first day of the month following the cessation of such Contributions but not beyond the end of the calendar year in which he attains age seventy-one (71).

Insulators Local 95 Benefit Trust Fund c/o Benefit Plan Administrators 
90 Burnhamthorpe Road West, Suite 300 Mississauga, Ontario L5B 3C3