A Member is considered to have terminated their Plan membership, if they terminate employment, and if monthly contributions have not been made to the Plan for a period of 24 consecutive months, unless:

  • the Member is on legal strike;
  • the Member is on vacation or approved leave of absence;
  • the Member has been laid-off on a temporary basis, and is subject to recall under the terms of the collective agreement.

When you terminate your Plan membership and are under the age of 55, you will need to complete and return to administrative agent a Pension Plan Payment Authorization form, along with a copy of proof of age. This form can be obtained by contacting the administrative agent.

Documents acceptable as proof of age are as follows:

  • Birth certificate issued by government authority.
  • Baptismal certificate or church record, that shows date of birth, certified by custodian of such church.
  • Hospital record of birth, which shows date of birth, certified by custodian of such record.
  • Statement of physician or midwife in attendance at birth, stating date of birth as shown in their records.
  • Citizenship papers, immigration papers, military record or passport, that shows date of birth.
  • Life insurance policy issued at least five years ago, that shows date of birth.
  • Signed notarized statement from responsible person(s) having knowledge of date of birth.

Upon receipt of all documents, a Termination Benefit Statement will be provided. This will illustrate the various options available to you at the time of application. The statement should be completed and returned to the administrative agent for processing.

Please note that all personal information is collected and maintained in accordance with the Personal Information Protection and Electronic Document Act.

Insulators Local 95 Benefit Trust Fund c/o Benefit Plan Administrators 
90 Burnhamthorpe Road West, Suite 300 Mississauga, Ontario L5B 3C3