The Living Allowance Trust Fund was established between the International Association of Heat and Frost Insulators and the Allied Workers Local 95 and Master Insulators Association of Ontario, Incorporated effective – September 1, 1980.

Purpose: To provide eligible members with additional remuneration to offset the expenses incurred while employed away from home.

The contributions to the ‘Living Allowance Trust Fund” is negotiated within the collective agreement. The cost is shared between employer and employee. The current rate is $0.50 cents per hour worked ($0.25 comes from the employer and $0.25 from the employee via payroll deduction). The collective agreement provides that any increases to the contribution rate will be equally shared between employer and employee.

Payments are made weekly, subject to the receipt of a confirmation from the employer. Payments are issued by cheque or by direct deposit. For a Living Allowance Direct Deposit Authorization Form for Benefit Payments, please click here.