Description of Benefits

The benefits in this section apply to all Eligible Members and Dependents. The QuikCare benefits cease in accordance with the “Termination of Member Coverage” provision.

The QuikCare Platinum Expedited Access to Healthcare Program provides those who are placed on a medical wait list, immediate access to diagnostic scans (MRI/CT Scans) and specialist consultations with the cost fully covered. Diagnostic scans will be booked and performed within 72 hours and you will see specialists within weeks not months. It is designed to assist you so you can focus on taking care of your well-being, by alleviating the pain and worrying and returning you to a healthier life.

How to use the program

All that is required for you to rapidly access expedited health care treatment is a diagnostic requisition form or a specialist referral from your physician.

Once your physician recommends a diagnostic procedure or refers you to a specialist, you call the 24/7 Dedicated QuikCare Platinum Helpline (1-844-900-8357) for rapid intervention. You must contact QuikCare in advance of receiving a diagnostic procedure or specialist consultation and obtain approval from our Case Management team in order to have your expedited health care arranged and paid for.

Fees for diagnostic testing and specialist consultations are paid by QuikCare directly to health care providers. You do not have to pay for your health care treatment and then seek reimbursement.

Covered diagnostic services

  1. MRI
  2. CT Scan
  3. Neurology
  4. Cardiology
  5. Urology
  6. General Surgery
  7. Ophthalmology
  8. Rheumatology
  9. Gastroenterology
  10. Ear, Nose & Throat
  11. Ultrasound
  12. Neurosurgery
  13. Orthopedics

Covered specialists

  1. Cardiologist
  2. Gastroenterologist
  3. General Surgeon
  4. Neurosurgeon
  5. Ophthalmologist
  6. Rheumatologist
  7. Urologist
  8. Neurologist

What are the different types of diagnostic scans and specialists covered?


Magnetic Resonance Imaging (MRI)

Magnetic Resonance Imaging (MRI) is a medical diagnostic technique that uses strong magnetic fields, radio waves, and field gradients to generate images of the internal organs of the body. Unlike CT Scans, it does not utilize x-rays. MRIs allow healthcare professionals to assess internal issues that would otherwise be undetectable, providing more accurate and detailed diagnoses, which in turn yields shorter recovery times.

Computed Tomography Scan (CT Scan)

Computed Tomography Scan (CT Scan) is essentially a three-dimensional x-ray; a computer combines a series of many x-rays taken at different angles to create a single cross-sectional image of the area scanned. Various structures in the body absorb the x-rays to varying degrees and will appear on the CT Scan with varying intensity, allowing a doctor to easily identify abnormalities. Being able to look into the body of a patient to find otherwise difficult to diagnose problems is an invaluable tool in providing quick and effective healthcare.


An Ultrasound is an imaging technique that uses high frequency sound waves to penetrate the human body and create an image based off of the return of said sound waves. They echo off of the tissues to varying degrees, which is then recorded by a computer and displayed as an image. The main advantage of an ultrasound is that it provides images in real-time, so doctor and patient can determine the cause of injury or illness, and begin treatment, immediately.


Orthopedics is the branch of medicine concerning conditions involving the musculoskeletal system. An orthopedic specialist will help patients who suffer from bone fractures, the gradual degeneration of joints, sprains and strains of tendons and ligaments, and other such musculoskeletal issues.


A Cardiologist is a specialist of the heart, as well as other parts of the circulatory system. A healthy heart is vital to a long and active life, so it is absolutely essential that problems involving the heart are treated with accuracy and haste.


A neurologist is a medical specialist focused on disorders of the nervous system, including the brain, the spinal cord, and peripheral nervous system. Observation and analysis by a trained neurologist is imperative when it comes to a disorder of the nervous system; the entire human body relies on its proper function and health.


Disease affecting any part of the organ system used to digest food – the “gastrointestinal tract” - are the concern of a gastroenterologist. An illness of the gastrointestinal tract can be substantially life altering; Crohn's disease and Irritable Bowel Syndrome, for example, can be lifelong ailments that require the diagnosis and treatment of a gastroenterologist to establish a manageable routine.

General Surgeon

A General Surgeon specializes in the abdominal contents of the body, in particular the stomach, liver, pancreas, gallbladder, and other internal organs. Typically, the treatment of traumatic and emergency injury or illness falls to the general surgeon, however they also are responsible for the execution of a variety of other surgeries, such as transplants, mastectomies, laparoscopic procedures, pediatric surgeries.

Ear, Nose & Throat (ENT)

An Ear, Nose & Throat (ENT) specialist deals with conditions of the ears, nose and throat, but also other structures at the base of the skull. Allergies, snoring, voice disorders, cleft lip/palates, and thyroid issues are all problems an ENT can help resolve.


Somewhat like an optometrist, who provides primary eye care, an Ophthalmologist specializes further in the health and physiology of the eyeball and the orbit. They can provide treatment for many eye diseases, as well as surgeries to improve vision.


A urologist specializes on the male and female urinary tract, as well as the male reproductive organs. A urologist may use medical management to treat conditions not requiring surgery, such as UTIs, as well as surgical management to treat more serious conditions, such as cancer or kidney stones.


As the name might suggest, one of the most well-known rheumatological conditions is Rheumatoid Arthritis; it is one of a collection of disorders that causes chronic, often intermittent pain in the joints and/or connective tissue. A Rheumatologist can help treat such conditions that appear in various places on the body, including the back, shoulder, neck, knees and hands.


A neurosurgeon can prevent, diagnose and treat disorders of the nervous system, including the brain, spinal cord, and peripheral nerves. A healthy nervous system is critical to nearly every function within the body. When a neurological condition is treatable via surgery, such as brain cancer or a hemorrhage, a neurosurgeon will operate, and can literally save a life.

QuikCare exercises utmost diligence to safeguard the confidential information of members and protects it against disclosure, misuse, loss and/or theft.

Insulators Local 95 Benefit Trust Fund c/o Benefit Plan Administrators 
90 Burnhamthorpe Road West, Suite 300 Mississauga, Ontario L5B 3C3