Effective April 1, 2018, Plan Members and Dependents who use insulin to manage their diabetes are eligible for FreeStyle Libre Flash glucose monitor and sensors. For more information Click here


In addition to the federal programs, some provinces also provide additional retirement income that is means based. In the case of Ontario, there is the Guaranteed Annual Income System (GAINS) which provides for a guaranteed minimum income for Ontario seniors. The payments are based on your income or combined income as a married or common-law couple. It is directly linked to the amount of your federal GIS monthly payments. They range from a minimum of $2.50 to a maximum of $83.00 per month

To find out if you qualify, you may contact the Government of Ontario or refer to their website at:

GAINS Program (Ontario only)

Insulators Local 95 Benefit Trust Fund c/o Benefit Plan Administrators 
90 Burnhamthorpe Road West, Suite 300 Mississauga, Ontario L5B 3C3